Documents Needed To Apply For A Mortgage

Documents Needed To Apply For A Mortgage

Image title

Buying a home is a rather simple process, and I'll guide you every step of the way, but today we're talking about the documents you'll need to provide to qualify for a mortgage.  Don't fret, it's not that bad!


Unless it's a cash purchase, you'll need to authenticate your income and taxes to qualify for a mortgage.  Everyone's situation is different, but here's the basics.

Essential Documents:

  • last two pay stubs

  • previous two years tax returns

  • previous two years w-2 forms

  • 2-3 months of bank statements

  • photo identification

  • address of residence past two years

Circumstantial Documents:

  • evidence of other income (child support, etc)

  • balance sheets (if self-employed)

  • divorce settlement papers

  • other consumer debts (credit card, student loans)

  • gift letters

As I guide you through the buying process, I'll connect you with a preferred lender whom I think you'll be comfortable with.  You'll start off by answering a few questions, and then your friendly lender will prepare you so you know exactly what's needed.

My goal is to make the buying process an easy and pleasurable experience for you!

Love where you live!

Lisa McGregor, Realtor

The A Team - Coldwell Banker Residential Brokerage

Cell: (928) 486-3497

Image title

Click on the links below to see current listings of homes in Lake Havasu City:

LUXURY HOMES ($500,000 and above) in Lake Havasu City:
Luxury Homes

Lake Havasu City HOMES UNDER $500,000:

Homes $250K to $500K

Lake Havasu City HOMES UNDER $250,000:
Homes $150K to $250K

Lake Havasu City HOMES UNDER $150,000:
Homes under $150K

4 BEDROOM Homes in Lake Havasu City:
Four Bedroom Homes

POOL HOMES in Lake Havasu City:
Pool Homes

Lisa McGregor Headshot
Phone: 928-486-3497
Dated: June 15th 2019
Views: 36
About Lisa: I'm looking forward to helping you BUY, SELL or INVEST in Lake Havasu City Real Estate....

Property Search

RSS Feed

View our latest blog posts in your RSS reader. Click here to access. RSS

Search Blog

Recent Blogs

Documents Needed To Apply For A Mortgage - Buying a home is a rather simple
How To Achieve Morning Person Status - Ever wish you could become one of
When To Refinance - Refinancing your mortgage is
The 13 Folds Of The American Flag - One of the amazing things about

Saved Properties

This is a list of your favorite properties. We will email you if a property is reduced or leaves the market.

Click 'Save' to add a property to this list.

Register / Login

New & returning visitors please enter your information to login.

By clicking 'register' you are agreeing to our terms of use & giving us expressed written consent to contact you.

Questions? Comments? Complaints?

This message will go directly to the head of our team.

Location & Address

Shannon Madrigal
94 Acoma Blvd S., Suite 103
Lake Havasu City, AZ