Documents Needed To Apply For A Mortgage

Documents Needed To Apply For A Mortgage

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Buying a home is a rather simple process, and I'll guide you every step of the way, but today we're talking about the documents you'll need to provide to qualify for a mortgage.  Don't fret, it's not that bad!

  

Unless it's a cash purchase, you'll need to authenticate your income and taxes to qualify for a mortgage.  Everyone's situation is different, but here's the basics.


Essential Documents:

  • last two pay stubs

  • previous two years tax returns

  • previous two years w-2 forms

  • 2-3 months of bank statements

  • photo identification

  • address of residence past two years


Circumstantial Documents:

  • evidence of other income (child support, etc)

  • balance sheets (if self-employed)

  • divorce settlement papers

  • other consumer debts (credit card, student loans)

  • gift letters


As I guide you through the buying process, I'll connect you with a preferred lender whom I think you'll be comfortable with.  You'll start off by answering a few questions, and then your friendly lender will prepare you so you know exactly what's needed.


My goal is to make the buying process an easy and pleasurable experience for you!


Love where you live!


Lisa McGregor, Realtor

The A Team - Coldwell Banker Residential Brokerage

Cell: (928) 486-3497

LisaM.TheATeam@gmail.com

www.Lisa.HavasuHero.com


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Click on the links below to see current listings of homes in Lake Havasu City:


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Homes $250K to $500K

Lake Havasu City HOMES UNDER $250,000:
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Lake Havasu City HOMES UNDER $150,000:
Homes under $150K

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POOL HOMES in Lake Havasu City:
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Lisa McGregor Headshot
Author:
Phone: 928-486-3497
Dated: June 15th 2019
Views: 36
About Lisa: I'm looking forward to helping you BUY, SELL or INVEST in Lake Havasu City Real Estate....

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Location & Address

Shannon Madrigal
94 Acoma Blvd S., Suite 103
Lake Havasu City, AZ
928-458-9087
928-441-1605